We do not charge an Application Fee.  As part of the pre-enrollment process, you will be provided with the services of a personal Admissions Advisor at no cost.

College of the Bible Diploma, Associate, Bachelor Programs:

There is no Application Fee,

A $200 Initial Enrollment Fee (nonrefundable) is required to begin,

Tuition is $139 per credit,

Textbooks are extra, but costs are kept to a minimum,

Some fees may apply along the way depending on the program but are kept to a minimum.

Graduate School of Divinity Master's & Doctorate Programs:

There is no Application Fee,

A $200 Initial Enrollment Fee (nonrefundable) is required to begin,

Tuition is $159 per credit for Master's  Programs,

Tuition is $179 per credit for Doctorate Programs,

Textbooks are extra, but costs are kept to a minimum,

Some fees may apply along the way depending on the program, but are kept to a minimum.

Theological Research Institute Ph.D. Programs:

There is no Application Fee,

A $200 Initial Enrollment Fee (nonrefundable) is required to begin,

Tuition is $199 per credit,

Textbooks are extra, but costs are kept to a minimum,

Some fees may apply along the way depending on the program, but are kept to a minimum.

YOU CAN SELECT FROM THREE UNIQUE TUITION PAYMENT PLANS OPTIONS. 

Tuition Payment Option One: 60 Payments Interest-Free Plan:

• Begin with a $200 Initial Enrollment Fee,
• Sixty monthly payments are interest-free,
• The first monthly payment will not begin until the following month.

For example,* if the total tuition is $5,000 your payment will be set at only $83.50 per month. You can elect to make larger payments to pay the balance sooner.

Tuition Payment Option Two: 48 Payments Interest-Free Plan With 10% Matching Discount:

• Begin with paying 10% down. The first monthly payment will not begin until the following month,
• We match your 10% for a total discount of $20%,
• We will waive the $200 Initial Enrollment Fee.

For example,* if the total tuition is $5,000, you pay $500 to enroll. Your 10% applied will lower your total tuition to $4,500. Our 10% matching tuition discount lowers the total tuition to $4,000 saving you $1,000! Your payment will be set at only $83.50 per month.  Of course, you can elect to make larger payments or pay the balance earlier.

 Tuition Payment Option Three: Full Tuition Payment With 40% Matching Discount:

• Begin by paying the total tuition, and we will match it with a 40% discount,
• We will waive the $200 Initial Enrollment Fee,
• Begin immediately with no monthly payments. For example,* if the total tuition is $5,000, your total tuition is reduced to $3,000, saving you $2,000!

* Amounts will vary depending on the selected program. 

Being A Team of One

Jesus taught that husbands and wives are to be a team of one (Matthew 19:5; Mark 10:7). In honor of the blessings of Biblical marriage between one man and one woman (Matthew 19:5; Mark 10:7; II Timothy 3:2; Titus 1:6), the University offers a Spouse Tuition Benefit that significantly reduces the cost of husbands and wives who wish to study together.*

Concurrent Tuition Benefit

• One spouse pays the appropriate tuition.
• The other spouse pays 50% of the appropriate tuition.
• Both spouses pay the Enrollment Fee.
• Both spouses pay the Graduation Fee.
• Both spouses can attend any seminar course for the price of one if attending at the same time.
• Both spouses can enroll at the same time.
• Both spouses can share relevant textbooks.
• One spouse can enroll anytime prior to the graduation of the first spouse to enroll.
• One spouse can finish while the other is still working to complete his or her degree.

Tuition payment options:  The qualifying spouse tuition discounted by 50% can be paid by interest-free monthly payments, or by paying in full.  It cannot be combined with any other tuition discount option.  

The Spouse Tuiiton Option Benefit  is reserved for College of the Bible, Graduate School of Divinity, and Theological Research Institute excluisively.

*The Biblical guidelines for marriage, and sexual purity described in the following references constitute the qualifications for approval to award the Spouse Tuition Benefit: Genesis 1:26-28, 2:21-25; Leviticus 18:1-30; Proverbs 5:18; Malachi 2:14-15; Matthew 5:27-28, 19:5; Mark 10:7; Romans 1:26-28; I Corinthians 6:9; I Timothy 1:10; II Timothy 3:2; Titus 1:6; et. al. 

NOT ALL FEES APPLY SOME ARE STANDARD OR OPTIONAL

• Initial Enrollment Activation Fee - $200
• Textbooks are variable.  We encourage lower-cost eBooks whenever possible
• Life-Learning fee per credit awarded - $10
• Alternative per credit awarded - $10
• Program change fee - $150
• Program continuance fee - $150
• Program reinstatement fee - $150
• Biblical counseling student mentoring fee -  $200
• Biblical study tour per credit awarded - $20
• Ph.D. dissertation fee - $300
• Ph.D. dissertation binding fee - variable
• Transcript request - $15
• Degree & transcript replacement -$125
• Optional 4 week accelerated online course fee - $200
• Optional 8 week accelerated online course fee - $300
• Accelerated online course 14-day extension fee - $25
• Accelerated online course 21-day extension fee - $35
• Standard Graduation fee U.S. and Canada - $250
• Graduation fee outside the U.S. & Canada - $300
• Optional Deluxe Graduation Fee U.S. & Canada Only - $350

ENCOURAGEMENT TO CONSIDER TUITION ASSISTANCE  FOR YOUR PASTOR OR TEAM MEMBER

If a pastor or staff member from your church or ministry organization is considering continuing ministry education through Master's International University of Divinity, I strongly encourage you to carefully and prayerfully read this letter.

As I am sure you will agree, the call of God to serve in Christian ministry is the most noble of all callings and one of the most demanding in terms of education.  The call to Christian service is a call to the perpetual study of the Word of God and related subjects.

Our University specializes in ministry education for individuals serving in ministry.  Our online education programs do not take pastors or other Christian workers out of ministry to train them for a more effective ministry,  instead, we take our programs to those serving in ministry through the best practices of online adult education.

Therefore, the degree program that your pastor or Christian worker is considering is an investment that will result in a more effective and rewarding ministry to your entire church and ministry organization, and investment is the right term.

Our degree programs are designed to interface with real life, and as such, require that our students merge academic studies with practical results.  To do this, they make a significant investment in study, prayer, and daily application of the knowledge they are gaining.  In other words, what is learned through each course is poured right back into their ministry every day!

Your pastor or Christian worker understands this and accepts the serious responsibility referred to by the Apostle Paul in his challenge to Timothy. "Be diligent to present yourself approved to God as a workman who does not need to be ashamed, accurately handling the word of truth" (II Timothy 2:15 NASV). 

However, for many faithful pastors and Christian workers, the only thing hindering that willingness is the hard reality of the cost of tuition, and even though the tuition at Master's is very reasonable, for many, it may still be outside of a balanced budget.

This is where you can help. Why not invest in your pastor's or Christian worker’s continuing ministry education? More and more churches and ministry organizations are coming to realize the importance of helping their key personnel in this vital area.  

Many of our students (most are pastors or individuals serving in other forms of Christian ministry) are completing powerfully effective degree programs because of the thoughtfulness of the Governing Board.

We know that most Christian organizations want to help in this way.  The difficulty is in getting the pastor or Christian worker to present the idea to their leadership.  This is because pastors and most other Christian workers are accustomed to giving, and as a result asking is not easy.

Therefore, we are taking that first step for them.  We are asking you to prayerfully review the program that your pastor or Christian worker is considering, and take the lead in making that all-important investment of tuition assistance.

For more information, you may contact us directly by calling 1-800-933-1445 or 1-812-471-0611 or online.  When you call or fill out the online contact form, ask to speak with an Admissions Advisor.  You will be glad that you did, and your entire ministry will be blessed!

Sincerely in the Service of the Master,

Dennis D. Frey, M.Div., Th.D., President,

Master's International University of Divinity

The $200 Initial Enrollment Activation Fee is one-time-only and is non-refundable. 

For students enrolling using the standard monthly payment plan without any tuition pre-payment discount please note that tuition is not paid in advance. The first tuition payment is made in the month following enrollment, and therefore after educational services have begun. Because the institution is continuously providing educational services, the student's monthly tuition payments fund these services a month after the services have been provided. Therefore, there is no tuition refund.

Students enrolling using any of the percent of tuition downpayment options the withdrawal refund policy is as follows:

* First - Second Weeks 90% will be refunded.

* Third - Fourth Weeks 80% will be refunded.

* Fifth - Sixth Weeks 70% will be refunded.

* Seventh - Eighth Weeks 60% will be refunded.

* Ninth - Tenth Weeks 50% will be refunded.

* Eleventh - Twelfth Weeks 40% will be refunded.

* After the Twelfth week there is no tuition refund.

Thereafter, because the institution is continuously providing educational services, the student's monthly tuition payments fund these services a month after the services have been provided. 

Therefore, there is no tuition refund beyond the amounts listed above for the initial downpayment only.  This policy also applies to the special full-pay discount option.

The University continues to provide full academic services to the student for the entire time of enrollment.  It is the student's responsibility to take advantage of these services. 

Students who are experiencing study or financial difficulties should seek consultation, and the assistance provided to all enrolled students.  The University provides personalized options for students who need assistance.  "Be not weary in well doing" (2 Thessalonians. 3:13).

Withdrawal notice must be made by at least one of these methods: 

Postal Mail to:

MASTER'S UNIVERSITY

PO Box 5009

Evansville, IN 47716-5009

Email to:  masters@mdivs.edu

Fax to:  1 (812) 471-0877

Official Student Contact Form:

https://ims.mdivs.edu/students-alumni/contact-us/

Please Note:  Discontinuance of personal progress in the program including course submissions or failure to make tuition payments, does not constitute a statement of withdrawal.

The University continues to provide full academic services to the student for the entire time of enrollment.  It is the student's responsibility to take advantage of these services. 

Students who are experiencing study or financial difficulties should seek consultation, and the assistance provided to all enrolled students.  The University provides personalized options for students who need assistance.  "Be not weary in well doing" (2 Thessalonians. 3:13).

A student's financial obligation to the University continues until receipt of an official request for withdrawal as noted above.

IMPORTANT:  MIUD provides a personalized rescue plan to assist students who need temporary relief from their studies or payment obligations.  In most all cases, we can salvage a students program, and assure a future graduation. 

Go to: https://ims.mdivs.edu/students-alumni/rescue-call/

THESE ARE SPECIALIZED PROGRAMS WITH UNIQUE TUITION STRUCTURES.

Go to Master's Theological Institute tuition page.

Go to Master's Applied Scholars Accelerated Program tuition page.